For a moment, Rockefeller wanted to comment on the man’s words but he decided against it. 

What worth was there in arguing with someone who had already made up their mind? 

He hated tiring himself out. 

‘It was fun meeting the novel’s heroine but I don’t think there’ll be any benefit to this conversation if we continue talking.’

There were polite question from the older man, who wanted to appease the little girl, 

“So what shall we do?”

The man felt that he had given enough of an explanation, but still, his position was one that meant if the little girl insisted on remaining in the shop to talk to Rockefeller, he couldn’t stop her. 

As the man waitied, the girl, who agonised for short moment, turned away with a disappointed look. 

“Did I…?” Did I see it wrong? 

She was still a young girl. Even if her natural talent was the best of the best, her judgement could still be immature due to a lack of experience. 

Which was why, she considered the possibility that she may have misjudged and took a heavy step towards her teacher, accepting his words. 

‘I suppose it could be a misjudgement.’ 

Would it be so easy for a young boy to get money from the owner of the land he resided in? 

‘If you have the power, it’s possible enough, but you don’t, then it’s an impossible task.’ 

The appearance of Rockefeller from a moment ago, who said he would even take the Lord’s soul of he had to, was still unforgettable to her.

How dare a commoner show such confidence? 

It was refreshing in it’s shock value. 

‘We probably won’t see each other again…’ 

Although she still had some hesitation, she couldn’t do anything and followed the man on her way. 

As the two left, Rockefeller sighed briefly.

“Huu~” 

At the same time, Carter, who had been watching the situation closely from inside the shop, came out to talk to Rockefeller. 

“Was that the mage just now?” 

Perhaps for the people of this territory, a mage was an even more fearful existence than the Lord. 

Which was why, Carter, who was hiding to save himself from the ire of the mage, appeared just as they left. 

“Yes, probably.”

“It’s a relief they left. We almost got into trouble with mages.” 

Rockefeller couldn’t help but smile over at Carter, who had a hand to his chest, breathing a dramatically relieved sigh. 

Carter turned to ask Rockefeller, 

“They didn’t notice anything about our work did they?” 

“Don’t worry, they just had a few doubts but soon went on their way.” 

“Then that’s a real relief. If those wizards noticed our plans and tipped off the Lord, we would be in serious trouble.” 

Rockefeller smiled brightly. 

“Why would we get in trouble. It would be the Lord’s fault, not ours, since the problem would occur if the Lord doesn’t pay back his debts.” 

“That’s…true,” 

“And don’t worry too much. Our plan isn’t something that can be executed straight away anyway. Enough time needs to pass first.” 

Rockefeller continued, 

“Also when the Lord owes a debt that he stops paying, the structure of this plan has been set up in a way where we benefit as if we’ve hit a jackpot at that time.” 

As Rockefeller said, their plans weren’t things that could come to fruition straight away. 

They might even take years. 

That was just how difficult it was for a weak person to collect debts against a powerful person. 

“The wizards who just came won’t be able to notice our plans. There’ll be no problems that will pop up right away and even if problems do pop up, they’ll forget about this place by then. Since a lot of time will have passed from their visit.” 

“Right? I thought so too,” 

“So don’t be so nervous like that. There are no issues to this whatsoever.” 

“Haah, I have to make my heart bigger, but this chest is too small.” 

(T/N – to have a big heart is to be resolute or calm in the face of adversity – he’s saying he would like to be calm too but his body doesn’t seem to cooperate) 

Carter pounded his chest with a fist in frustration as if to demonstrate, then asked another question, 

Waiting was another problem for him. 

“By the way, I feel like I’ll be at the end of my life at this rate for all the waiting we’re having to do. How long do we have to wait? It seems people are already turning to using the new gold promissory notes that we made,” 

Rockefeller had never once shown any impatience about the wait. 

Because the ability to wait it out was the most important quality in someone who was seeking a big hit. 

“The more boring our wait is, the sweeter the fruit it will bring. Our results will beyond imagining so please keep waiting. Until the people here use our gold promissory notes as if they were money.” 

Rockefeller continued to speak, 

“And something like this isn’t done overnight. It will take a few years at least – 10 years at the most.” 

Rockefeller’s age was still 15.

Even if this plan took years to come to fruition, Rockefeller was at an age where he wouldn’t lose anything. 

Because he was just that young. 

‘Even if it takes three or five years here. I don’t have anything to regret. I’m so young that I need to pass the time until I’m an adult anyway.’

In order to get out of Carter’s shadow and become independent, it was important for him to reach the age of adulthood. 

According to imperial customs, it was only after he became 18 that he could be treated as an adult. 

“And don’t worry too much, even if you’re disappointed with the money right now. There’s another way we can make money aside from what we have planned already.” 

Carter’s ears pricked up at Rocekfeller’s words. 

“What? What did you say?” 

“What? I said there was another way to make the money that you love.”

Carter felt his heart pound.

That was just how much he loved to make money.

“What are you talking about? The money we’re already making isn’t bad, are you saying I can earn more than this?” 

“Yes, when the time comes, the Lord needs to be in heavy debt fro us to be able to make a big profit right?” 

“That’s right, that’s right.” 

“In order for that to happen, we need a lot of money don’t we? That way we can lend a lot of money to the Lord,” 

Carter nodded his head quickly. 

“Of course, but how do we go about earning more? With the knowledge I have, I can’t think of a way to earn anymore money.” 

Rocekfeller grinned at those words. 

‘We should slowly move on to the third stage.’ 

“Before now, Ajusshi, you’ve only leant out your own money and made interest on that, haven’t you?” 

That was stage 1. 

Carter nodded, not denying his words. 

“That’s right,” 

“After that, we secretly started lending out the customer’s money and earned interest on that too right?” 

That was stage 2. 

“Right… so what are you talking about?” 

That precocious rule of the modern banking model – of course Rocekfeller was aware of it too. 

He smiled a meaningful smile and explained stage 3.

“From now on, we’re not just going to lend out customer’s money – we’re also going to lend out money we don’t have.” 

At those words, Carter couldn’t erase the the blank expression on his face for a while. 

What?

What was he talking about? 

“What does that mean? How can you lend out money you don’t have?” 

Rockefeller was still smiling. 

“Hm, how should I say this? It’s the surprise factor of this business.”